Lawyers Near Me


Ruggio, Michael F. Attorney

Ruggio, Michael F. Attorney from Washington District of Columbia works as Bankruptcy Lawyers, Criminal Defense Lawyers, and Debt Consolidation Lawyers. Feel free to contact us at the following contact information.

700 12th Street N.W. Washington District of Columbia, 20005
[Open in Maps]

(202)585-6500

(202)585-6600

www.manatt.com

mruggio(at)manatt.com

Last updated 2023-04-06

Specialties of Ruggio, Michael F. Attorney:
  • Bankruptcy Lawyers
  • Criminal Defense Lawyers
  • Debt Consolidation Lawyers
Bankruptcy Lawyers: Bankruptcy law provides for the development of a plan that allows a debtor, who is unable to pay his creditors, to resolve his debts through the division of his assets among his creditors.The philosophy behind the law is to allow the debtor to make a fresh start, not to be punished for inability to pay debts. Bankruptcy law allows certain debtors to be discharged of the financial obligations they have accumulated, after their assets are distributed, even if their debts have not been paid in full. Some bankruptcy proceedings allow a debtor to stay in business and use business income to pay his or her debts.
Criminal Defense Lawyers: A criminal defense lawyer, is a lawyer (mostly barristers) specializing in the defense of individuals and companies charged with criminal activity. Some criminal defense lawyers are privately retained, while others are employed by the various jurisdictions with criminal courts for appointment to represent indigent persons; the latter are generally called public defenders. The terminology is imprecise because each jurisdiction may have different practices with various levels of input from state and federal law or consent decrees. Some jurisdictions use a rotating system of appointments with judges appointing a private practice attorney or firm for each case.
Debt Consolidation Lawyers: Debt consolidation is the replacement of several loans by taking out one loan usually at a lower interest rate. It is used to manage outstanding consumer debt such as student loans, credit cards, and auto loans. It is often done when the consumer has trouble meeting the existing obligations. Debt consolidation will often lower monthly payments. It can also be called a consolidation loan. More often, debt consolidation involves a secured loan against an asset that serves as collateral. Debt consolidation enables consumers with a home or car to get a lower rate through a secured loan using their property as collateral.

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